Disclaimer

Bubu is not a bank, quasi-bank, e-money issuer, lending company, financing company, payment processor, or financial advisor. It is not regulated by the Bangko Sentral ng Pilipinas (BSP) as a financial institution.

We do not receive, hold, store, or transfer funds on your behalf. All money transfers are made directly between group members using their own wallets (e.g., GCash, Maya) or bank accounts. Bubu only provides tools to track and coordinate contributions, schedules, and reminders.

Bubu is not liable for any loss of money, failed contributions, disputes between members, or damages arising from financial arrangements made between users. Participation in any savings group is entirely voluntary and at your own risk.

Nothing in the app constitutes financial, legal, or investment advice. Please use Bubu responsibly and only with people you personally know and trust.